A Dappr Financial Account is your business’s all‑in‑one checking hub inside the Dappr platform. It gives you traditional business financial account capabilities—an account number, routing number, and a cash balance eligible for FDIC pass-through insurance*—while tying directly into Dappr’s formation, accounting, and sales tools so money flows and books reconcile automatically.
What's inside the account?
Feature | What it Means for You |
Balance | Send and receive ACH, wires, and checks. |
FDIC coverage | Cash is held at Fifth Third Bank, N.A., Member FDIC. Balances (combined with any other Fifth Third accounts you hold) are eligible for up to $250,000 of FDIC pass-through insurance.* |
Dappr Cash Cards | Virtual and physical Visa Commercial credit cards that pull funds immediately from your account—functionally debit‑like, with no credit line. |
Visa benefits | Auto‑rental collision damage waiver, travel & emergency assistance, lost/stolen card reporting, emergency card replacement / cash disbursement, and around‑the‑clock cardholder inquiry service. |
Built‑in bookkeeping | Every transaction syncs to Dappr Accounting in real time; sales payouts land here automatically. |
* Dappr Financial Accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent passthrough insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same ownership capacity. Neither Stripe nor Dappr are FDIC insured institutions and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC insured depository institution.
Who's eligible?
Requirement | Details |
Entity type | U.S. LLCs and C‑Corps formed on Dappr. |
Geography | Company must be based in the United States with a physical U.S. business and mailing address (virtual mailboxes aren’t accepted). |
Ownership | All members/managers must reside in an eligible country (see separate list). |
Plans | Available on every Dappr formation package—no extra subscription needed. |
Onboarding and application processing
Streamlined sign‑up – Because Dappr formed your business, we already have your EIN and formation documents.
ID & address verification – Each LLC member or corporate officer completes a quick photo‑ID and address check through Plaid’s KYC flow.
Manual review – Our team (with a little help from AI) gives everything a final once‑over, then forwards your application to our partners.
Our financial services partners may need some time to complete processing, and additional information may sometimes be required in order to reach a final decision.
Total time from application is submitted until processing is complete:
1-5 business days.
Please note: Dappr does not guarantee approval of Financial Account applications on the basis of a subscription purchase alone. All applications are subject to review by Dappr and our partners. A declined application is not grounds for refund.
Pricing, fees, and limits
No opening or monthly fees for active accounts.
Service fees (e.g., outgoing wires) apply only when you use those services—full schedule in a separate article.
No balance caps or transaction limits—move funds as your business needs.
Day-to-day workflow
Get paid – Dappr Sales deposits settle to your Financial Account automatically.
Spend – Swipe your Dappr Cash Card or send ACH/wires straight from the dashboard; funds leave instantly.
Books stay current – Transactions flow into Dappr Accounting with enriched merchant data, so categorization and reconciliations are largely hands‑off.
Manage everything in one place – View cash, invoices, payroll, and compliance tasks without juggling multiple logins or integrations.
Need help?
Chat with us 24 / 7 at dappr.com. For lost cards or travel emergencies, Visa’s global assistance numbers (printed on every Cash Card) are available anytime.
That’s it! Your Dappr Financial Account combines the familiarity of a business checking account with the power of an all‑in‑one platform—so you can spend less time on your finances and more time building your business.